Helpful Documents

Disability is a subject you may read about in the newspaper, but not think of as something that might actually happen to you. But your chances of becoming disabled are probably greater than you realize.

Studies show that a 20-year-old worker has a 3-in-10 chance of becoming disabled before reaching retirement age.

While we spend a great deal of time working to succeed in our jobs and careers, few of us think about ensuring that we have a safety net to fall back on should we become disabled. This is an area where Social Security can provide valuable help to you.

This disability planner will explain the benefits available, how you can qualify, and who can receive benefits on your earnings record. It will also explain how to apply for the benefits and what happens when your application is approved.

You can Use the SSA's Disability Planner to find out:

• How to Qualify - To qualify for benefits, you must first have worked in jobs covered by Social Security. Then you must have a medical condition that meets Social Security's definition of disability. In general, we pay monthly cash benefits to people who are unable to work for a year or more because of a disability. Benefits usually continue until you are able to work again on a regular basis. There are also a number of special rules, called "work incentives," that provide continued benefits and health care coverage to help you make the transition back to work. If you are receiving Social Security disability benefits when you reach full retirement age, your disability benefits automatically convert to retirement benefits, but the amount remains the same.

• How to Apply To qualify for benefits, you must first have worked in jobs covered by Social Security. Then you must have a medical condition that meets Social Security's definition of disability. In general, we pay monthly cash benefits to people who are unable to work for a year or more because of a disability.

• You're Approved If your application is approved, your first Social Security benefit will be paid for the sixth full month after the date we find that your disability began.

• Other Factors In most cases, you will continue to receive benefits as long as you are disabled. However, there are certain circumstances that may change your continuing eligibility for disability benefits.

• Family Benefits When you start receiving disability benefits, certain members of your family also may qualify for benefits on your record. Benefits may be paid to your spouse, your divorced spouse, your children, and your disabled child.

• Benefit CalculatorsUse any of the calculators at this link to estimate your potential benefit amounts using different retirement dates and levels of future earnings

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Kevin A. Moore, Attorney At Law


Kevin A. Moore is an Nashville based Tennessee area Social Security Disability law firm which provides Social Security Disability law services statewide. From his main offices in Nashville. Kevin also serves SSD clients in the adjoining Tennessee counties of Rutherford Maury, Williamson, Dickson, Cheatham & Sumner.

SSD law, as practiced by Kevin A. Moore, addresses all of a client's concerns when aggressively pursuing justice for his clients. This site explains how Kevin's firm handles injury cases and often explains the complexity of Tennessee's Social Security laws in layman's terms.

As a premiere Nashville, Tennessee injury lawyer, Kevin Moore not only provides the legal advice and counsel expected of an experienced PI attorney, his firm also collaborates with other professionals and para-professionals to provide his clients with all of the resources needed to successfully resolve their cases. You can contact Kevin directly or through this web site Contact Kevin Now.

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